Get the Best Home and Auto Insurance Quote Online – Compare Top Bundles Now

A home and auto insurance quote is your gateway to securing two essential types of coverage—homeowners and car insurance—while unlocking powerful discounts through bundling. Whether you’re protecting your home from unexpected disasters or safeguarding your vehicle from the road’s uncertainties, bundling coverage can help you streamline protection and save hundreds of dollars annually.

This guide explains how these quotes work, why bundling makes sense, the best insurance companies for home and auto bundles, and where to buy online with ease.

What Is a Home and Auto Insurance Quote?

A home and auto insurance quote is an estimate of how much you’ll pay when you combine both homeowners and auto insurance policies under one provider. These bundled quotes offer convenience, potential discounts (usually 10% to 25%), and the ability to manage all your policies in one place.

The quote reflects your personal information, property value, driving history, zip code, claims history, and desired coverage levels. The more accurately you provide details, the more precise the quote will be.

Key Benefits of Getting a Home and Auto Insurance Quote

Maximize Savings Through Bundling

When you bundle home and auto insurance, most providers reward you with significant savings. Instead of paying for two separate policies, your bundled quote often includes a multi-policy discount, lowering your overall premiums.

Beyond cost savings, you also reduce your chances of gaps in coverage. By working with a single provider, you’re more likely to get coordinated and optimized protection for both your house and car.

Simplified Insurance Management

Having your policies under one roof means easier billing, fewer documents to manage, and a single point of contact for service and claims. Many insurers now offer unified mobile apps and dashboards that let you monitor and manage both policies from one account.

This convenience saves time, especially in emergency scenarios when you need quick access to information or claim support.

Best Home and Auto Insurance Bundle Providers with Real Product Examples

To help you find the right bundle, we’ve selected five top-rated insurers known for offering competitive home and auto insurance quotes. These providers are trusted across the U.S., offer advanced digital tools, and provide attractive bundling discounts.

<a href=”https://www.progressive.com/homeauto/” target=”_blank”>Progressive Home and Auto Insurance Bundle</a>

Progressive is a leader in bundling options. With their home and auto bundle, users can access discounts of up to 20%. Their tool lets you compare bundled quotes instantly and customize your policies in real time.

Progressive’s mobile app is one of the most comprehensive in the industry, allowing users to access both home and car insurance documents, report claims, or request roadside and home assistance. With real-time tracking and flexible policy editing, it’s a great choice for those who like full control.

Use Case: Progressive is ideal for busy professionals or tech-savvy homeowners who want digital-first solutions and customizable plans that scale with their needs.

Where to Buy:
<a href=”https://www.progressive.com/homeauto/” target=”_blank”><button>Get a Quote from Progressive</button></a>

<a href=”https://www.allstate.com/bundles” target=”_blank”>Allstate Bundle Insurance</a>

Allstate offers a well-rounded bundling option that includes features like Claim RateGuard (protects you from premium increases after one claim) and Deductible Rewards, which reduce your deductible over time for safe behavior.

Their Drivewise® program rewards good drivers, and the Allstate Digital Locker™ helps homeowners keep an inventory of possessions for easy claims. Allstate frequently bundles up to 25% in total policy savings for combined home and auto coverage.

Use Case: Excellent for homeowners who want added benefits beyond basic coverage and who value long-term loyalty perks.

Where to Buy:
<a href=”https://www.allstate.com/bundles” target=”_blank”><button>Get a Quote from Allstate</button></a>

<a href=”https://www.statefarm.com/insurance/home-auto” target=”_blank”>State Farm Home and Auto Bundle</a>

State Farm is well known for its local agent network and customer-first service. Their home and auto bundle quotes are tailored through in-person or online consultations, giving customers flexibility and personal touch.

The Drive Safe & Save™ program tracks driver behavior to offer additional auto discounts, and State Farm’s home coverage options are highly customizable to match location-specific risks.

Use Case: A perfect fit for families or individuals who appreciate having a personal insurance advisor nearby, while still getting competitive bundling deals.

Where to Buy:
<a href=”https://www.statefarm.com/insurance/home-auto” target=”_blank”><button>Get a Quote from State Farm</button></a>

<a href=”https://www.libertymutual.com/bundle-home-auto” target=”_blank”>Liberty Mutual Home and Auto Insurance Quote</a>

Liberty Mutual lets you bundle home and auto while offering added features like inflation protection for home coverage and accident forgiveness for your auto policy.

Their RightTrack® program uses telematics to assess your driving and offers discounts up to 30% for safe drivers. Their custom quote builder gives you real-time pricing feedback as you adjust coverages.

Use Case: Great for homeowners with long-term goals who want scalable, personalized protection that adjusts to their lifestyle.

Where to Buy:
<a href=”https://www.libertymutual.com/bundle-home-auto” target=”_blank”><button>Get a Quote from Liberty Mutual</button></a>

<a href=”https://www.nationwide.com/personal/insurance/home-auto/” target=”_blank”>Nationwide Home and Auto Bundle</a>

Nationwide offers one of the most straightforward and transparent bundling options. Its Vanishing Deductible feature and On Your Side® Review provide ongoing policy optimization.

Their SmartRide® and SmartHome programs offer real-time discounts for safe driving and home automation integration, respectively. This makes them a top choice for customers who are integrating smart home technology.

Use Case: A great option for Ohio and Midwest homeowners who want traditional coverage with smart tech discounts and responsive local support.

Where to Buy:
<a href=”https://www.nationwide.com/personal/insurance/home-auto/” target=”_blank”><button>Get a Quote from Nationwide</button></a>

Common Use Cases for Bundled Home and Auto Insurance Quotes

Solving Budget Constraints

Many people are overpaying for separate policies without realizing it. A home and auto bundle solves the issue by providing immediate savings while simplifying the renewal process. If you’re a new homeowner or buying a second vehicle, this is especially helpful.

Streamlining Emergency Claims

In cases of severe weather events or accidents involving both property and car, having a bundled policy helps streamline the claims process. There’s less paperwork, fewer adjusters to deal with, and faster resolutions.

Building Long-Term Coverage Loyalty

Most insurance companies offer loyalty bonuses or rate stability for customers who maintain bundled policies over time. That means fewer rate hikes and more consistency in coverage terms and pricing.

How to Get a Home and Auto Insurance Quote Online

Step-by-Step Guide to Buying:

1. Gather Information: Have details on your home (year built, safety features) and car (VIN, mileage) ready.
2. Use Online Comparison Tools: Sites like Policygenius, The Zebra, or directly from the insurer.
3. Adjust Coverage Limits: Choose a deductible and liability level that fits your budget and risk tolerance.
4. Review Discounts: Look for bundling, good driver, safe home, or loyalty discounts.
5. Complete Purchase or Schedule Consultation: You can usually finalize policies online or set a call with an agent.

Where to Get Started:

• <a href=”https://www.policygenius.com” target=”_blank”><button>Compare Quotes with Policygenius</button></a>
• <a href=”https://www.thezebra.com” target=”_blank”><button>Find Bundles at The Zebra</button></a>
• <a href=”https://www.compare.com” target=”_blank”><button>View Rates on Compare.com</button></a>

FAQs

1. How much can I save by bundling home and auto insurance?
Savings typically range from 10% to 25% depending on the provider, your driving record, and the value of your home. Many companies also add perks like accident forgiveness or vanishing deductibles.

2. Does bundling affect my claim process?
Yes—in a good way. Having both policies under one provider usually means faster claims processing and fewer complications, especially during events affecting both your home and vehicle.

3. Can I customize each part of my bundle differently?
Absolutely. You can choose higher liability limits on auto, while keeping basic home coverage, or vice versa. Most providers allow full customization even within a bundle.

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